Fast, Simple & Transparent

Working With You On Your Financial Needs

  • Quick Payment Process
  • Loan Process
  • Safe & Secure Process

Fast, Simple & Transparent

Step Up, We Have Your Back

  • Quick Payment Process
  • Loan Process
  • Safe & Secure Process

Fast, Simple & Transparent

Working With You On Your Financial Needs

  • Quick Payment Process
  • Loan Process
  • Safe & Secure Process

Products

Check Out Our Products

We are glad you have visited us, welcome to Essence Credit Limited, where we hope to provide you with a wall to lean your ladder on to take you to the next level, as we help you Step Up!

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Loans

We provide loans for customers to meet their emerging financial needs. Our loans can be used for a variety of purposes using a car logbook as the primary collateral.

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Insurance

We understand that life is full of uncertainties, and the key to navigating through them is having the right insurance cover. We are committed to safeguarding what matters most to you.

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About Us

About Essence Credit

Essence Credit Limited is a limited liability company licensed in Kenya under the Company’s Act. The company started microfinance operations in April 2022. Prior to establishing microfinance operations Essence Credit Ltd operated under the name Essence International Ltd, which was founded in 2009 and has been providing consultancy services in the financial services sector in the East Africa Region. Essence has provided consultancy services to several Banks, SACCOs, Insurance Companies and Microfinance Institutions across the region.

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Our Core Values

Work Process

It's Easy

We provide loans for customers to enable them to meet their emerging financial needs. We realise that many of our customer own vehicles. We believe that these vehicles, which are primarily assets, don’t have to lock value within, our customers can, while enjoying the benefit of using their cars, pursue other dreams with their vehicles being the primary enabler. Our customers can use their vehicle to literally drive themselves to their dreams as they take one kilometre at a time, one step at a time.

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FastSimpleTransparent

Get a Business Loan Quickly

Get Appointment

Book An In-Person Consultation

Opening Hours

Monday - Friday: 8AM - 5PM

Saturday : 8AM - 12PM
Sunday: Official Off Day

Call Details
Location Info

No. 3, Off Ridgeways Road, Ridgeways, Nairobi, Kenya

Contact Us